{"id":159,"date":"2019-11-16T20:21:59","date_gmt":"2019-11-16T20:21:59","guid":{"rendered":"https:\/\/www.vldental.net\/blog\/?p=159"},"modified":"2019-11-25T20:25:53","modified_gmt":"2019-11-25T20:25:53","slug":"use-or-lose-your-insurance","status":"publish","type":"post","link":"https:\/\/www.vldental.net\/blog\/2019\/11\/16\/use-or-lose-your-insurance\/","title":{"rendered":"How to Take Advantage of Your Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><a href=\"https:\/\/www.vldental.net\/blog\/2019\/11\/16\/use-or-lose-your-insurance\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.vldental.net\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_156729626__1534540536_48863-300x200.jpg\" alt=\"Woman smiling\" class=\"wp-image-160\" srcset=\"https:\/\/www.vldental.net\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_156729626__1534540536_48863-300x200.jpg 300w, https:\/\/www.vldental.net\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_156729626__1534540536_48863-768x512.jpg 768w, https:\/\/www.vldental.net\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_156729626__1534540536_48863.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Dental insurance can be confusing, but if you know how to use\nit, you can save some serious cash. Unfortunately, over 100 billion dollars in\ndental insurance benefits are wasted every year because people simply don\u2019t\nknow how to play the game. The worst part is that they don\u2019t even know they\u2019re\nmissing out on hard-earned dental dollars! Are you ready to take control of\nyour benefits? Keep reading to see how you can save money with your insurance\nplan while it\u2019s still 2019.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Remember Your Yearly Maximum<\/h2>\n\n\n\n<p>Your yearly maximum is the most your <a href=\"https:\/\/www.vldental.net\/insurance.html\">dental insurance<\/a> is willing\nto pay for your dental care in the upcoming year. Most maximums are around\n$1,000, and this value will reset when the clock strikes midnight on December\n31<sup>st<\/sup>\u2014whether you\u2019ve used any of it or not. With only 2.8% of\nAmericans ever reaching their annual maximum, it\u2019s no surprise that billions of\ndollars in benefits are wasted every year. The key to saving money on your\ndentistry is to know your maximum and to work to reach it before 2020 is here!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Utilize Your Deductible<\/h2>\n\n\n\n<p>Another important number to remember is your deductible.\nThis is an annual fee that essentially unlocks your coverage for the upcoming\nyear. Just like your maximum, your deductible will reset in 2020. So, if you\u2019ve\nalready paid your deductible, it\u2019s in your best interest to finish up any necessary\noutstanding dental work before the next year is here. Restorations like dental\ncrowns or fillings that you know you need should be taken care of sooner rather\nthan later, so you won\u2019t have to pay an additional deductible during 2019.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule a Second Appointment<\/h2>\n\n\n\n<p>Many Americans only see their dentist once a year, or even\nworse, none at all. This goes against the recommendation made by the American\nDental Association for biannual dental visits. If you\u2019re not seeing your\ndentist twice a year, you\u2019re putting your smile at risk for various health\nissues. However, you\u2019re also wasting your dental benefits. Checkups and\ncleanings are usually 100% covered by most insurance plans, making these\nroutine appointments an easy way to cash in on your benefits. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Watch Out for Change<\/h2>\n\n\n\n<p>Just like plans in your personal life, dental insurance\nplans tend to change. Thankfully, this will typically occur during the renewal\nperiod at the end of the year, allowing you 12 months of knowing your exact\ninsurance terms. Your benefits could go down, or your premiums could get\nhigher, which makes it a good idea to utilize your benefits while you know\nexactly what they are. <\/p>\n\n\n\n<p>Are you ready to save money while staying healthy? Use these\ntips for maximizing your dental insurance plan during 2019!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meet the Dentist<\/h2>\n\n\n\n<p>Dr. Hoa Vong is a proud Texas native who loves caring for\nhis patients in Richmond. He believes in quality and affordable dentistry, which\nis why he accepts a variety of insurance plans, including all major PPO plans.\nHe currently practices at VL Dental, and he can be reached through his <a href=\"https:\/\/www.vldental.net\/contact-us.html\">website<\/a> or by phone at\n(281) 239-7200. <\/p>\n","protected":false},"excerpt":{"rendered":"Dental insurance can be confusing, but if you know how to use it, you can save some serious cash. Unfortunately, over 100 billion dollars in dental insurance benefits are wasted every year because people simply don\u2019t know how to play the game. The worst part is that they don\u2019t even know they\u2019re missing out on hard-earned dental dollars! Are you ready to take control of your benefits? Keep reading to see how you can save money with your insurance plan while it\u2019s still 2019. <a class=\"read-more\" href=\"https:\/\/www.vldental.net\/blog\/2019\/11\/16\/use-or-lose-your-insurance\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-159","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Can I Take Advantage of My Dental Insurance Benefits?<\/title>\n<meta name=\"description\" content=\"Are you ready to take back control of your dental insurance benefits? Use these tips to save on your dental care before 2020 is here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vldental.net\/blog\/2019\/11\/16\/use-or-lose-your-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can I Take Advantage of My Dental Insurance Benefits?\" \/>\n<meta property=\"og:description\" content=\"Are you ready to take back control of your dental insurance benefits? Use these tips to save on your dental care before 2020 is here.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vldental.net\/blog\/2019\/11\/16\/use-or-lose-your-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"VL Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-16T20:21:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-25T20:25:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vldental.net\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_156729626__1534540536_48863-300x200.jpg\" \/>\n<meta name=\"author\" content=\"vldental\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"vldental\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/\"},\"author\":{\"name\":\"vldental\",\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/#\\\/schema\\\/person\\\/77acbc82a110bdf6131f7d63ed0bbbe9\"},\"headline\":\"How to Take Advantage of Your Dental Insurance Benefits\",\"datePublished\":\"2019-11-16T20:21:59+00:00\",\"dateModified\":\"2019-11-25T20:25:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/\"},\"wordCount\":518,\"image\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_156729626__1534540536_48863-300x200.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/\",\"url\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/\",\"name\":\"How Can I Take Advantage of My Dental Insurance Benefits?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/2019\\\/11\\\/16\\\/use-or-lose-your-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_156729626__1534540536_48863-300x200.jpg\",\"datePublished\":\"2019-11-16T20:21:59+00:00\",\"dateModified\":\"2019-11-25T20:25:53+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.vldental.net\\\/blog\\\/#\\\/schema\\\/person\\\/77acbc82a110bdf6131f7d63ed0bbbe9\"},\"description\":\"Are you ready to take back control of your dental insurance benefits? 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