{"id":91,"date":"2018-09-11T14:50:50","date_gmt":"2018-09-11T14:50:50","guid":{"rendered":"https:\/\/www.vldental.net\/blog\/?p=91"},"modified":"2018-10-11T14:54:50","modified_gmt":"2018-10-11T14:54:50","slug":"dentist-in-richmond-tx","status":"publish","type":"post","link":"https:\/\/www.vldental.net\/blog\/2018\/09\/11\/dentist-in-richmond-tx\/","title":{"rendered":"A Dentist Reminds You to Use Your Dental Insurance Before You Lose It!"},"content":{"rendered":"\"dentistIt\u2019s that time of the year again. You\u2019re enjoying lots of pumpkin spice coffee and baked goods, planning your year-end festivities, and collecting tax paperwork for 2019. However, there is something else you should be doing before the curtain closes on 2018 \u2014 visiting your dentist in Richmond, TX. If you don\u2019t schedule an appointment before December 31, you could end up losing a significant amount of money.\r\n\r\n\r\n

Benefits Expire at the End of the Year<\/h2>\r\nIf you are fortunate enough to have dental benefits<\/a>, please use them! Most insurance plans are willing to pay out between $1,000 and $1,500 for treatment each calendar year. Whatever portion of that money you don\u2019t use by December 31 expires, disappearing forever. Unfortunately, the vast majority of people do not take full advantage of their yearly maximum. According to one estimate, only 2.8 percent<\/a> of individuals with a PPO dental plan reach or exceed their annual maximum each year.\r\n\r\nThat\u2019s a lot of money left on the table! If you only visit the dentist once a year for an appointment that costs $300, and your insurance pays for it in full, you may still have $700 or more that you could spend on treatment. If you have your insurance policy for ten years, that\u2019s $7,000 of wasted funds!\r\n\r\nOf course, that doesn\u2019t mean you should get dental work done that you don\u2019t really need. But you should <\/em>be aware of how your policy works, and you shouldn\u2019t hesitate to get treatment when it is due.\r\n

Tips for Maximizing Your Insurance<\/h2>\r\nHere are a few pointers to help you make sure you get as much as possible out of your dental benefits this year:\r\n