Dental Insurance Options
We want all of our patients to be able to receive the dental care they need, when they need it, regardless of their ability to pay for it all at once. We work with a number of popular dental insurance providers, and will file all the paperwork for you. And even if you are uninsured, we work with Illumisure and third-party financers, too. Want more information on how VL Dental makes paying for dental care easier than ever? Learn more below or contact us with any questions regarding your dental insurance in Richmond TX.
Accepting Your Dental Insurance
Maintaining healthy teeth and gums isn’t just about having a beautiful smile -- it’s also a crucial aspect of your overall wellbeing. Dental insurance helps patients pay for the dental care they need to enjoy solid oral and overall health. VL Dental works with the following dental insurance providers:
- Cigna
- Delta Dental
- MetLife
- Blue Cross Blue Shield
We accept all PPO insurances such as the following and many more:
- Humana
- Principal Financial Group
- Boon-Chapman
- United Concordia
Don't see your plan on this list? Even if your dental insurance provider is not listed, we can make things easier for you by filling out all necessary paperwork and then filing your claim -- and you may still be eligible for some benefits from your dental insurance. Yes, we really will take care of all the necessary legwork to help you receive the payment assistance you need!
How Does Dental Insurance Work?
Dental insurance works pretty much the same way your medical insurance does. In exchange for paying a fixed monthly amount, also known as your “premium,” you are eligible for a list of certain dental benefits. The services available for coverage will vary from plan to plan, but most dental insurance plans cover preventive dental care. In general, broader coverage comes with a higher monthly premium.
Take Advantage of Your Benefits
Most dental insurance plans completely cover semi-annual preventive dental care appointments. That means you can receive your six month checkup and cleaning, where we examine your teeth and gums and then send you off with a sparkling smile, for free. Dental insurance will also help you pay for any necessary restorative care, and the best plans even cover cosmetic dentistry treatments, orthodontics, and dental implants. You can call your insurance provider directly to learn what services you’re eligible for; if not, our office is happy to do the research for you.
Alternative Options to Dental Insurance at VL Dental
No one should be excluded from receiving the dental care they require due to their financial situation, and receiving necessary treatment shouldn’t break the bank, either. The VL Dental Membership Club, provided by Illumisure, is an alternative option to dental insurance that makes paying for dental care easier for uninsured patients. With different plans tailored to meet a variety of needs, all of our patients can find a place in the VL Dental Membership Club.
VL Dental also partners with CareCredit, a third-party financer that offers flexible payment plans and low- or no-interest loans for health care.